|Join us for this two-hour webinar covering the Small Creditor criteria and how they affect your Ability to Repay (ATR), Qualiﬁed Mortgage (QM) and Higher-Priced Mortgage Loan (HPML) requirements. We’ll dive right into the what, how and when with plain English instruction and answers.
Who Should Attend
- Small Creditor Categories & Criteria
- Loss of Your Small Creditor Status & Transitioning
- Rural & Underserved Service Test (Safe Harbors too)
- Balloon QMs
- Non-QM & QM Risk
- Non-QM Ability to Repay Requirements
- QM Ability to Repay Requirements
- HPML Escrow Effects
- HPML Appraisal Effects
Management, loan ofﬁcers, loan processors, compliance, audit and other risk management personnel.
Note: For this webinar, all questions submitted before or during the webinar will be answered during the live webinar, even if the time required exceeds two hours. If you register for any of our options (Live, OnDemand, CD) and would like to pre-submit questions before the live webinar date, please email those to email@example.com. When planning for the webinar, please allow extra time at the end if you wish to hear the Q&A. We regret that questions cannot be answered after the live webinar.The Presenter
A Certified Regulatory Compliance Manager (CRCM), Jerod Moyer's experience includes over 15 years in the regulatory compliance field. He has held compliance positions with an $800 million community bank and an $840 million five-bank holding company. Jerod's passion for and experience in the compliance profession allow him to take complex regulatory requirements and provide realistic solutions.
Jerod is the leader of Banker's Compliance Consulting's seminar and training productions. An accomplished teacher, he conducts compliance seminars for Banker's Compliance Consulting. Jerod has also been a speaker for the American Bankers Association, many state banking associations and schools, and various webinars.